“PayPal is a service that enables you to pay, send money, and accept payments. With PayPal, you can register your credit card or debit card with your PayPal account and also pay for online transactions by simply choosing PayPal at the checkout point, logging into your PayPalaccount, and then confirming your payment. PayPal will then complete the process without sharing your financial details with the merchants or sellers.
Sadly more than a few PayPal users have experienced their accounts getting banned or getting limited. Even after verifying their PayPal accounts.
PayPal account banning or limited could occur as a result of:
- A Change of location.
- PayPal detecting Fraudulent activity or activities on the account.
- Changes in the PayPal account’s online sales activity.
Knowing how to lift a PayPal ban on your limited account can be relieving to anyone locked out from accessing their funds.
However, While the main reason behind PayPal banning or limiting accounts is to protect its users from fraudulent activities however, here are a few steps to undergo if you are ever in such a situation:
- The first thing you need to do is log into your PayPal account.
- Next click on the “Resolve a problem in our Resolution Centre” option at the bottom.
- After that select “Go to Account Limitations”.
- Next, click on “Resolve” for each prompt.
- Once done, follow the prompted steps which would include a confirmation text to your phone or uploading an ID and a utility bill.
It is important to note however, that the issue may still persist even after following the steps mentioned above.
If that happens, you will have to wait until the PayPal staff reviews your account issues and contacts you via email.
If that occurs, you will need to upload some documents to lift the ban. The documents include:
- The two sides of your government issues ID.
- A utility bill which is up to date. You can use the bill from the previous month just in case. It should be the usual bills like WiFi bills, Electricity bills and Water bills.
- A copy of your latest bank statement.
To ensure a smooth verification, please ensure that the name on your PayPal account is same as the name in your national ID or utility bills. Also make sure that the address on the bank statement or utility bill should be the primary address in your PayPal address.
